Okay, so the concrete refinishing/driveway/house renovation is complete and by some miracle, you have some money left over. What on earth are you going to do with it? Be sensible or adopt the You Only Live Once mindset? We have some suggestions…
- Pay off the credit card
The credit card bill is a whammy but some extra cash can ease the sting. The sooner it’s paid, the less interest and anxiety you have when you whip it out.
- Buy a plane ticket
A domestic one or a really cheap international fare. Thailand, here we come! You finally have a reason to hit the ‘book now’ button on those email alerts. Who knew getting a concrete delivery could leave some leftover cash?
New Zealand is technically overseas.
After renovating or at least putting down a new concrete patio, it’s only fair to dress it all up. You might not have lots of cash leftover but don’t underestimate resell sites like Gumtree or Facebook Marketplace. People put up moving out listings and sell near-new items regularly.
Yes, it’s boring. But that little boost might serve you well in a decade. Inject a little extra earnings into that investment account or your super. Every dollar counts!
- Buy some groceries
Not just any groceries. The stuff that wouldn’t normally go into the trolley because it busts the budget. Just think, the nice ice cream or some lamb shanks for dinner. Sausages are great, but you deserve to live it up once in a while.
- Take the family out
When was the last time you packed up the kids and the car and drove somewhere for the weekend? Having some leftover budget is a chance to treat them and make some Kodak moments. Drive to the beach, go to Australia Zoo. Stay on the coast overnight. What’s stopping you?
There are charities that rely on the goodwill of donors to provide services to those in need. With so many to choose from, it’s important to choose a charity that not only aligns with your values but is transparent about where the donations go.
- Go shopping
There’s no shame in treating yourself every once in a while. Some new clothes, tools, or those headphones from JB HiFi isn’t an unreasonable splurge.
- Go shopping for other people
Yes, other people deserve some TLC. Birthdays, anniversaries, or some ‘just because’ gifts can give satisfaction to both people. So go on and spend a little extra on somebody for their birthday this year.
- Pay off a little debt
You spent money on the concrete driveway and you deserve to treat yourself with the leftover money. This won’t be the first type of treat that comes to mind, however…
What about voluntarily paying off some of your HECS debt? You’ve put a lot of money into your education and spent this long making small payments. A couple of hundred dollars could ease the pressure and make all that other spending guilt-free (somewhat).
Need more info?